Everybody's Rich Except Me

Everyone at Mateo Rivera’s school seems rich. New sneakers. New phones. Expensive headphones. Vacations. Restaurant food before class. Meanwhile, Mateo is staring at his own worn shoes wondering if he somehow missed the meeting where everybody else became wealthy. So he starts investigating. What begins as a funny mission to figure out who is actually rich quickly turns into something much bigger. Mateo learns that expensive things do not always mean financial security, social media rarely tells the whole story, and trying to impress people can become very expensive very fast. As Mateo experiments with spending, saving, selling snacks, tracking money, and learning from his family and friends, he begins to understand the difference between looking rich and building real financial security. Through humor, relatable middle-school situations, premium illustrations, and easy-to-understand money lessons, young readers will learn about: money comparison and peer pressure needs vs. wants saving and spending budgeting debt and payment plans impulse purchases social media influence entrepreneurship and profit lifestyle inflation delayed gratification financial security self-worth beyond possessions At the center of Mateo’s journey is one unforgettable lesson: What someone owns does not tell you what they owe, what they saved, or how secure they really are. Perfect for readers ages 8–13, families, educators, homeschoolers, and anyone looking for a funny, modern introduction to financial literacy. Everybody’s Rich Except Me helps kids laugh, think, and build healthier money habits before comparison starts making their decisions for them.

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